Make Money Online: Digital Product Ideas

Make Money Online: Digital Product Ideas

The following YouTube video by Aurelius Tjin lists 20 digital product ideas for making money online. You can sell these products on marketplaces mentioned in the list, or on your own website. I previously posted a beginner’s guide to making websites with WordPress, which I will link in this article. If you already own a business, you can use these digital products as promotional items. Indeed, some of them are marketing tools you can use to sell other things.

If you find this content valuable, share it! And buy merch at my Shop to support the blog.

  1. Tip Jar/ Buy Me A Coffee Page: Use a service called Koji, or a WordPress plugin like GiveWP.
  2. Shoutouts: Use Koji again, and people can pay you to ask questions. This is like super chats in a live stream, so Streamlabs is another option.
  3. Online Course: This is an old favorite. You can post one in Udemy, Coursera, Skillshare, or many other websites. You can also sell courses on your WordPress website with the Learndash plugin, or a membership plugin like MemberPress or Paid Memberships Pro.
  4. Ebooks: You can write a book in Google Docs or Reedsy, and convert it to epub format or pdf. Then you can sell it on Amazon, Nook, or your own website using WooCommerce or Easy Digital Downloads.
  5. Exclusive Articles: You can write an article on any topic and sell it on Koji.
  6. Locked/Premium Videos And Photos: You can lock these behind a paywall using one of the WordPress membership plugins, or Koji once again.
  7. Gated Link: Similar to locked and premium content, this is an exclusive link. See the apps above.
  8. Luts And Presets: These are color settings for video content.
  9. Social Media Prompts: These are content ideas or templates for social media posts. You can assign them to calendars to schedule ahead of time.
  10. Social Media Captions: These are pre-written templates for social media marketers to use in posts.
  11. White Label/Private Label Content: This is written content you can sell to others so they can put their names and brands on it.
  12. Notion Templates: Notion is a project management platform, which has a marketplace for 3rd party templates and add-ons.
  13. Canva Templates: You can create a design in Canva, and post it as a template for sale.
  14. Branding Templates: These are design templates for business cards, social media, YouTube, and more. You can sell them on Creative Market, or on your WordPress website.
  15. Copywriting Templates: These are content templates for landing pages, emails, ads, and any other marketing content.
  16. Printables: These are popular on Etsy, so you can get ideas and sell them there. You create designs to be printed on physical products.
  17. Paid Newsletter: This is similar to premium content. You can create an email newsletter with Mailchimp, Aweber, or the WordPress plugin MailPoet, then sell the content through a membership plugin or gated link.
  18. Plans: These can be plans for fitness, meal prep, marketing, blogging, or anything that requires your expertise. Sell them as ebook, PDFs, online courses, or premium content.
  19. Apps And Software: If you don’t know how to develop software, you can hire someone on UpWork. There are also platforms like Bubble.io and AppMakr that let you make apps without code. If you can make a WordPress website, you can make a mobile app version with AppPresser.
  20. Digital Ad Space: This is ad space for your website. Rather than use Google Adsense, you can sell ad space with Koji’s Billboard app.

Aurelius wraps up the video describing his Koji Billboard page, which lets him use other Koji apps to sell products mentioned earlier. For a guide to building a website with WordPress, refer to this earlier post: “Make Your Own Website: Beginner’s Guide To WordPress 2021.”

Federal Reserve Financial Crisis: Cryptocurrency To The Rescue?

Federal Reserve Financial Crisis: Cryptocurrency To The Rescue?

The following YouTube video by Crypto Casey warns of a possible global financial crisis, due to excess cash printed by the Federal Reserve, and sketchy trading practices by banks and other financial institutions. It is a very dense explanation, so I have broken it down into bullet points. This crisis can be averted if the Fed is convinced to do the right thing. But we can’t count on that, so cryptocurrency and other assets give us an escape route.

If you find this content valuable, share it! And buy merch at my Shop to support the blog.

  1. The Federal Reserve controls the US money supply by printing money, and issuing, buying, and selling treasury bonds. A bond is a loan, which is a debt instrument. So a treasury bond is a debt instrument issued by the government.
  2. Financial institutions buy bonds, so those dollars are taken out of circulation. The Fed buys bonds from those institutions to increase the money supply.
  3. Holders of bonds earn interest. Interest is the cost to borrow money.
  4. “Repo” is short for “repurpose agreement,” and the repo market is where financial institutions buy, sell, and trade bonds for cash.
  5. Treasuries are used as collateral for bond loans. Financial institutions swap treasuries for liquid cash on the repo market.
  6. Interest rates depend on the amount of money in circulation. When there’s more money, interest is lower. When there is less money, interest is higher.
  7. Interest rates also increase when demand for cash is greater than the supply, when institutions that trade in the repo market are unstable, and/or when there aren’t enough collateral treasuries on the market.
  8. “Rehypothecation” is when institutions borrow using other institutions’ collateral. This is very risky because the Fed or banks don’t know who actually owns the collateral, or how many times that collateral has been borrowed.
  9. The same treasury can be rehypothecated multiple times.
  10. Interest rates in the repo market are now negative. This is because of an increase in demand for collateral, and a shortage of treasury collateral in the market.
  11. The Fed has printed more dollars AND bought more bonds from institutions. Therefore, banks and institutions have more cash than they know what to do with.
  12. Institutions want collateral rather than cash, because they want to short treasuries to make profit: they borrow collateral they don’t own, lend it in the repo market at high cost, then buy it back whenever it lowers in cost.
  13. Interest rates in the repo market are negative because institutions are so eager to get collateral, they’ll pay other institutions to buy their bonds so they can short them later.
  14. The Fed could have solved the problem of negative interest by issuing its own treasuries and lowering demand. Instead, it’s buying bonds and treasuries.
  15. Treasuries will grow in value, ruining the institutions’ plans to short them.
  16. Institutions will have to buy the treasuries back at any price- a short squeeze. Sound familiar?
  17. Institutions will have to go back to rehypothecation to stay liquid, and there won’t be enough collateral treasuries for everyone.
  18. If banks aren’t willing to lend to these endangered institutions, causing the price of the dollar to skyrocket, in turn causing a liquidity crisis.
  19. The Fed is issuing “reverse repo,” so institutions can offload cash at the Fed without buying treasuries. Why doesn’t the Fed issue treasuries like it ought to?
  20. The Federal Reserve is unelected, and has no oversight because Congress and the media are too cowardly to audit it. It is probably controlled by narcissists who are good at feigning competence, instead of being competent. (Related Post: “How To Fight Corruption: The Fake Confidence Of Narcissists Vs The Real Confidence In Yourself”)

After that detailed rundown, Casey predicts an economic crash, followed by a steady rise in crypto. There is nowhere else for all that cash to go. Many other assets like precious metals and real estate have been rehypothecated in their own markets.

The Federal Reserve, and other central banks around the world, are responsible for many economic and geopolitical woes. Every 40 to 50 years, the central banks’ system breaks down, so they reset their monetary policy. The last big move was in 1971 when the dollar was taken off the gold standard. The “Great Reset” that people talk about is really the banks’ plan change money once again, so they can continue to control humanity through debt. Bitcoin and other cryptocurrencies give us an opportunity to escape and preserve our wealth.

Casey links to her preferred resources on her video page. You can also click my referral link to ITrust Capital. ITrust lets you start a retirement plan based on cryptocurrency and precious metals, and it helps support my blog.

Get Woke, Go Broke: Corporations Wake Up, Turn Away From Far Left Politics

Get Woke, Go Broke: Corporations Wake Up, Turn Away From Far Left Politics

In this post, we examine two YouTube videos by TheQuartering. One discusses multiple articles about major companies turning away from “woke” far left politics, and the other signals the split between Hollywood and communist China. As I have said in other posts, “leftist” is not the same as “liberal”; left wing activists, demagogues, and politicians are phony liberals who use ideology as a smokescreen for nefarious purposes. Consumers may not be able to articulate this, but they reject the pandering and preaching of global corporations.

If you find this content valuable, share it! And buy merch at my Shop to support the blog.

In the first video we learn about major banks are under the government’s microscope. Wednesday, the executives of JP Morgan Chase, Citigroup, Bank Of America, and others, were questioned by members of Congress. Democrats are concerned about the drop in loan issuance to small businesses last year, which is no surprise due to pandemic lockdowns, forcing businesses to close. Democrat senators and representatives should refer to Democrat state governors. Republicans in Congress want to get to the bottom of the banks’ support of left wing causes. Bank execs have criticized election reform and audits, prompting Donald Trump to call for bank boycotts. Banks also support the Paris climate agreement, which is an elite globalist racket that lets China, the biggest polluter of all, off the hook.

The next article in the video is about the ecommerce app Shopify, which businesses and independent entrepreneurs use to build their own online stores. After the January 6 fiasco, Shopify banned Donald Trump from using its platform. Trump’s followers, and many other Americans who want politics out of their business, were irate. Now, Shopify’s CEO Tobi Lutke has turned around, announcing the company behind the app will focus strictly on business and not politics. He warns that political activism inside the company will be put down if it harms users’ ability to use the app successfully. TheQuartering’s host Jeremy then opines about other service providers, mainly credit card companies and online payment processors. They have the ability to cut off the flow of money to anyone they disapprove of, which is a dire political threat. Jeremy doesn’t mention cryptocurrency, but I believe that is a workaround.

In the next video, Jeremy reads a lengthy article by The Hollywood Reporter, detailing Hollywood’s faltering relationship with China. As the world’s most populous country, China is a tempting market for all global corporations. But by trying to do business there, those companies become complicit in the regime’s human rights violations, and get arm twisted into betraying Western values. There has been a communist element in Hollywood since its Golden Age, but it has dropped all subtlety in the last 5 or 6 years. Now that the mask is off, American audiences have moved on, if award show ratings are any indication. The theatre industry is in critical condition because of last year’s lockdowns, and streaming services aren’t as lucrative as studios expected.

The current split between China and Hollywood is not due to Hollywood finding its conscience, but by China being offended by Hollywood’s hackneyed pandering. Oscar winning director Chloe Zhao is a big part of the Hollywood Reporter article. Although she is of Chinese origin, and a liberal in good standing, she now lives in America and is critical of China’s communist regime. Disney tapped her to direct The Eternals, a Marvel property, which they thought would please Chinese authorities. But now Disney has to thread the needle between those authorities and Zhao’s free thinking.

Hollywood studios may be slow to change their ways, but the Hollywood press is sounding the alarm on China’s influence. This might be an overdue response to the growth of independent journalism, found on YouTube, podcasts, and blogs. Corporate media outlets have carried water for the Establishment for years. Could it be the Establishment is losing its grip? This is a very positive sign that ordinary people are finding their power. Thanks to technology, we have so many ways to undercut the old power structure: blogs, cryptocurrency, ecommerce, the Gig Economy, and alternative social media. Corporations lose their power when we don’t depend on them. They must change to serve us.

Bitcoin Crash, Manipulation: The Wyckoff Distribution Explained.

Bitcoin Crash, Manipulation: The Wyckoff Distribution Explained.

Bitcoin is down to the $30K range today, dropping almost 50%. Most other cryptocurrencies have fallen with it. Long time holders of these assets have seen worse crashes, so they’re not discouraged. However, it is possible the months-long bull run, consolidation, and plunge have been a manipulation by high rolling “whales.” In this YouTube video by Ivan On Tech, Ivan interviews a fellow YouTuber CTO Larsson Invest, and they discuss the Wyckoff Distribution. The distribution is a very old analytics model that explains how big-time investors fleece smaller retail traders.

If you find this content valuable, share it! And buy merch at my Shop to support the blog.

The Wyckoff Distribution is named after Richard Wyckoff, who was active in the stock market in the turn of the 20th Century. According to Stockcharts.com, “he dedicated himself to instructing the public about “the real rules of the game” as played by the large interests, or “smart money.” In the 1930s, he founded a school which would later become the Stock Market Institute. The school’s central offering was a course that integrated the concepts that Wyckoff had learned about how to identify large operators’ accumulation and distribution of stock with how to take positions in harmony with these big players. His time-tested insights are as valid today as they were when first articulated.”

Wyckoff developed a 5 step approach to picking stocks, a heuristic device called the “Composite Man” for being in the optimal investing mindset, 3 laws of analysis, and more. You can learn more in Stockcharts.com’s article (“The Wyckoff Method: A Tutorial”).

In the video, Ivan and CTO Larsson examine the Bitcoin price chart and how it perfectly matches the Wyckoff Distribution. In this case, the whales, who are wealthy individuals and institutions, bought into Bitcoin heavily, creating excitement, and a rush of retail investors to buy as the price rose. During a period of consolidation, there were tests to see if the price would go higher or if people would panic sell. After just the right number of tests, the whales trigger a panic and short Bitcoin on the exchanges.

The video concludes with common sense advice to be cautious when investing, never risking more than you can afford to lose. Cryptocurrency and blockchain technology are still very new, so the serious investors are in it long term. Below the video are links to Ivan On Tech’s resources, as well as my own referral link to iTrust Capital. You can start a retirement fund based on cryptocurrency and precious metals, and you’ll support my blog in the process.

Paid Twitter? Possible Premium Version Reveals Weaknesses In Big Tech

Paid Twitter? Possible Premium Version Reveals Weaknesses In Big Tech

This YouTube video by Clownfish TV reports on the possible paid version of Twitter. The discussion unpacks several of Twitter’s problems over the years, like monetization through advertising, toxic users, censorship, the distortion of news media, and being ground zero of cancel culture.

If you find this content valuable, share it! And buy merch at my Shop to support the blog.

Twitter has confirmed it is developing its premium version, and may charge $2.99 per month for additional features. It’s common for apps and websites to have free and paid tiers, but Twitter had been free with ads for over a decade. The proposal is upsetting to vocal Twitter users. They feel entitled to the platform, and plan to mock anyone who spends money on it. But running an online service costs money in hosting and bandwidth.

Twitter and other tech giants have been revealed to gather users’ personal data through cookies, the better to serve targeted ads. Apple is cracking down on the practice on its devices, and many state governments are investigating or suing tech companies. Ad blocker apps continue to be popular, and the internet browser Brave blocks them by default. Facebook and its family of apps may be the only truly profitable social media platforms. YouTube is a loss leader for Google, and Amazon is mostly supported by investor capital.

Kneon and Geeky Sparkles theorize if people pay and have to verify their identity doing so, it will eliminate “sock puppet” accounts, bots, and other ways of falsifying public sentiment. In the past, they have identified Twitter as the origin of cancel culture, as well as the corporate media’s extreme leftist politics.

Make Your Own Website: Beginner’s Guide To WordPress 2021

Make Your Own Website: Beginner’s Guide To WordPress 2021

This YouTube video by WPBeginner explains how to make a website with WordPress in under 40 minutes. The host Christine teaches the viewer about hosting, themes, plugins, connecting the site to Google, and more. What makes WordPress so powerful is its open market of 3rd party resources; most are free, but paid upgrades are available. The video recommends certain hosting companies and apps (called plugins) and links to them on the video page.

It is more important than ever to bring your business to the internet. This video is a good introduction to website creation. To make your site into an advanced marketing and business tool, I recommend you buy my ebook, Be True, Cut Through: Quarantine Edition, available for download from my “Shop” page.